April showers bring May flowers....and unfortunately, floods

Apr 12 2019 It's officially springtime! The flowers are blooming, the birds are chirping and that random pile of clutter is still sitting in the corner of your house. We're not judging, we understand it's easy to get caught up in... more ›

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10 Ways to Ensure You're Protected

Mar 7 2019 Can you believe that it's March already? It feels like just yesterday we were celebrating the new year. Times flies so quickly, it's easy to understand how certain things can be overlooked. Sometimes we need gentle... more ›

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Why It's Smart to Combine Your Coverage

Feb 13 2019 When it comes to insurance we find that it’s one of those things that our clients know they need, but don’t want to think about. It might cross your mind when you have a renewal coming up, or when an incident happens,... more ›

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Meet Our Passionate Insurance Geeks

Jan 31 2019 Here at Ryan Insurance & Financial our colleagues are passionate about helping you protect what's most important in your life. We are proud to be your advocate in times of need and are here to help provide peace of... more ›

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Protect Your Identity in 2019

Jan 2 2019 It's officially 2019! It's hard to believe that another year has come and gone. New Year's Day is a great time to reflect on all the blessings of 2018 and start preparing ourselves for the new year. So while we are... more ›

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5 Holiday Risks to Watch Out For

Nov 30 2018 The holiday season is upon us and it's a great time to reflect on our blessings and seek out ways to make life better for those around us. While that can be difficult at times as we struggle with shopping lists, holiday... more ›

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7 Tips to Help Your Teen Drive Safely

Aug 29 2018 Remember the day you received your driver's license? The freedom that came along with that little rectangular card was thrilling! It was so exciting that you almost forgot about the immense responsibility that comes... more ›

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Flood Insurance 101 - Is Your Home Protected?

Aug 28 2018 As we move further along into hurricane season, it’s important to take some time to make sure that you have the proper flood coverage in place. Typically, the most active hurricane months are August and September. In... more ›

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How Often Should You Review Your Coverage?

Jul 19 2018 It’s officially summer! The days are long, the beaches are busy and the livin’ is easy! Well... that last part might not be 100% accurate. As much as we’d like it to be, our lives are not always easy – even in the... more ›

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8 Ways to Protect Your Home From Flood

Jul 2 2018 The Atlantic Hurricane season officially starts on June 1st and ends on November 30th. Throughout the years, the state of Florida has withstood more direct hurricane strikes than any other state in the country. The 2017... more ›

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Schedule a Care Review of Your Home and Auto Policies for Better Financial Health

Feb 6 2018 When's the last time you scheduled a review of your insurance policies with one of our customer service representatives? For the time it would take to shuffle a load of laundry, you can have the peace of mind that your... more ›

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Spring cleaning and home inventories go hand in hand

Jan 16 2018 Can you hear the birds chirping? Can you sense the pollen all around (and see it coat your car)? Are you feeling the urge to clean your house from roof to tile? There are good reasons why: Spring is only three weeks... more ›

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We protect your company, so you can get back to business

Dec 7 2017 If you’re a business owner, I’m sure you put your heart and soul into your company, just as I do. You want to make sure your business has the same top-notch insurance coverage that you purchase for your home, automobile... more ›

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What factors play into your life insurance rate?

Nov 13 2017 Do you wonder if you need life insurance, or wonder if your age or health make it a good choice for you? As a general rule, it's best to purchase life insurance when you're younger and healthy. It makes sense that as... more ›

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Tips to protect your identity

Oct 31 2017 We all hit the delete button when we see a plea from a Nigerian emissary promising us big bucks if we’ll just share our bank account number. Unfortunately, most identity thieves are craftier than the crooks in Nigeria.... more ›

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Motorcycle policies allow riders to hit the road confidently

Sep 5 2017 Each year in October, tens of thousands of bikers descend upon Volusia County with two goals in mind: To hit the open road, and have the time of their lives doing it. Perhaps you or a loved one enjoy riding too, but are... more ›

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Insurance advice for parents of college-bound students

Aug 29 2017 How long should you keep your college student on your policy? When your children leave for college, there are tons of details to take care of – tuition, housing, books, spending money, etc. Make sure auto insurance is... more ›

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Individual life insurance: Is “term” or “cash-value” best for you?

Aug 23 2017 Life insurance, in its best form, can replace income, protect mortgages, fund college, plan estates, serve as supplemental retirement income, help with business planning and of course, pay final expenses upon your death.... more ›

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Cyber Insurance: What you need to know

Jul 5 2017 According to Forbes, cyber-crime-related costs are projected to reach $2 trillion by 2019. Yes, that’s trillion with a T! Read the news and you’ll always hear when large banks, retailers, and federal agencies’ cyber... more ›

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How to prepare your disaster supply kit

Jun 19 2017 Hurricane Irma, now a Category 5 hurricane, is circling in the Atlantic as you receive this newsletter. I want to ensure you're ready for whatever she brings our way. You may have been ill-prepared for storms in the... more ›

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Insurance basics every new driver should know

Jun 14 2017 Buying auto insurance for the first time can seem complicated and confusing. But don't worry - your agent can talk you through it. Here's what you should know. If you own a vehicle in Florida, you must have insurance... more ›

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Pet safety in the heat of the Florida summer

Jun 12 2017 The dog days of summer are not his best friend. Summertime can be fun, but our furry friends rely on us to stay safe and comfortable during those hot months. Keep your pooch nice and cool during the dog days of summer... more ›

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Flood insurance: Are you covered under your homeowners’ policy?

Jun 5 2017 Florida, our beloved Sunshine State, is known for its miles of beaches, year-round tanning opportunities, Mickey Mouse, and alligators. But what most don’t know is Florida also is first in the nation for natural... more ›

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The Best Flowers for the Florida Summer Heat

May 18 2017 When the Florida heat becomes too much to handle, it doesn’t mean you can’t still have beautiful flowers to enjoy in your own yard. Check out this list of beautiful flowers and plants that can with stand the summer heat... more ›

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Loss assessment coverage for condos: Do you have what you need?

May 11 2017 Hi this is Sean Ryan with BRP Ryan Insurance. Today I want to talk to you about loss assessment coverage for condos/condo insurance. Hurricane Matthew happened October 7, 2016, and the east coast of Florida took it... more ›

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The why and how of commercial auto insurance

Apr 12 2017 At Ryan Insurance, we shop around for the best rates from reputable carriers and can help you get the ideal coverage at the ideal rate, including on your commercial autos. And, we always customize policies for client... more ›

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Show your spouse you love her: Life insurance for married couples

Feb 13 2017 Ah, marriage. It’s the time of life when we not only marry our love, but also join in holy matrimony our belongings, checking accounts and chores lists. It’s also the time to think seriously about covering ourselves... more ›

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Affordable homeowners’ insurance for high-value homes

Jan 10 2017 Insuring a high-value home doesn’t necessitate an unaffordable policy. In fact, the investment you make to insure your home means getting the best in comprehensive, customized property insurance...as much as you need... more ›

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Check your hurricane deductible

Dec 14 2016 After Hurricane Matthew tore through Florida in October, many homeowners were dismayed to discover that they had a 5 percent hurricane deductible. On a home insured for $200,000, that’s $10,000. Damages on most homes... more ›

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What factors play into your life insurance rate?

Oct 3 2016 Do you wonder if you need life insurance, or wonder if your age or health make it a good choice for you? As a general rule, it's best to purchase life insurance when you're younger and healthy. It makes sense that as we... more ›

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9 tips for getting the best deal on car insurance for your teens

Sep 21 2016 You’ve heard it before. Teenage drivers are considered a bigger insurance risk than older, more experienced drivers. Their rates are normally higher, but there are steps you – and they – can take to keep the premium as... more ›

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6 insurance musts for college freshmen

Aug 30 2016 You’ve prepared your high-school graduate for college. You purchased books, paid for a meal plan, and sprang for some new duds. You even threw in a futon for the dorm room. Did you forget something? Yup. You need to... more ›

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Tips for staying cool this summer in the Sunshine State

Jul 19 2016 Baby, it's hot out there! To keep your energy bill from sucking the life out of your bank account the remainder of this summer, follow these tips to keep your cool: Turn it Up Air conditioning is responsible for almost... more ›

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Thinking of adding a pool to your home? Here's what you need to know

Jun 16 2016 A backyard swimming pool can provide loads of family fun and relaxation. But with great fun comes great responsibility. There is no other feature in your home that has a greater potential for personal and financial... more ›

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