8 Ways to Protect Your Home From Flood

Ryan Insurance & Financial Services

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Jul 02, 2018

The Atlantic Hurricane season officially starts on June 1st and ends on November 30th. Throughout the years, the state of Florida has withstood more direct hurricane strikes than any other state in the country. The 2017 Atlantic hurricane season ranked among the top 10 all-time most active seasons on record, causing more than $200 billion in damages. These are staggering stats, which is why protecting ourselves from natural disasters such as hurricanes should be at the top of our minds this time of year.

Forecasters are predicting a near to above-average hurricane season this year and we want you to make sure you're ready. Below you'll find some resources to help get you prepared this hurricane season!

8 WAYS TO PROTECT YOUR HOME FROM FLOOD
If you live in Florida, flood is definitely one your least favorite words and for a good reason. It turns out that floods are the number one natural disaster in the United States. It’s astonishing to know that just a few inches of water from a flood can cause tens of thousands of dollars of damage to your home and property. The good news is, there are things you can do around your home to prepare yourself. Below are a few ideas you can do right now to keep your home protected from flood:
  • Buy flood insurance: Flood insurance is advisable for all homeowners and is separate from your homeowner's insurance policy. It is especially important if you are in, or near, a high-risk flood zone. Call us to discuss your flood insurance options.
  • Clean your gutters: Gutter systems carry water to an area where it will create the least damage. However, clogged gutters can cause erosion, flooding and foundation damage.
  • Get an inspection: Even if you are handy, you may not have the knowledge to predict how your home will handle flood conditions. A professional inspector can tell you exactly where water damage is likely, so you know where to focus your efforts.
  • Close foundation gaps: Structural damage is often caused by water exposure. Your foundation supports your entire house, so damage can lead to high-cost repairs. Look around the base of your home and check for cracks. The faster you fix cracks before they grow, the easier and cheaper the repairs will be.
  • Raise electrical equipment: Raising your electrical system component (switched, sockets, circuit breakers and wiring) will prevent damage to the system and avoid potential for fire from short circuits.
  • Anchor outdoor equipment: Unanchored outdoor equipment, such as fuel tanks and generators can damage your home by floating, rupturing or releasing fuel. Anchoring equipment is usually inexpensive.
  • Install flood vents: If your basement, crawlspace walls or garages do not have opening to relieve the pressure of water against them during a flood, the walls can be damaged or collapse.
  • Improve drainage: Effective drainage systems move flood waters to non-risk areas. Be sure to direct downspouts to at least 10 feet away from your home or business and clear gutters of any debris

Click here to download your 2018 Hurricane Guide!





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Deland, FL
302 W New York Ave
Deland, FL 32720
386-738-2000